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Paypal Now Requires Registration to Make Payment?

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One of the nice things about Paypal was that payers could initiate payments without actually being Paypal members. Of course, the recipient needed to be a Paypal member, but all that was required for the payer himself was a valid credit card; no registration was required.

It now appears that Paypal requires registration for even the payer himself. Groan…

Some (admittedly very) cursory searches have failed to turn up an announcement or even any community-commentary on this point. If someone can provide a link, I’d be grateful.